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What To Do When Dealing With Personal Injury?

It is very hard to know what to do when you are the victim of a personal injury caused by another party. Gaining an understanding about what makes a good personal injury attorney and how to assist in preparing them for a winning case are essential steps.

Keep reading for some great tips to guide you through your case.

Get a detailed police report regarding an injury you receive, for future reference in court. Not only will the information gathered by the authorities be very credible, it can help prove that you were wrongfully injured and win your case. Failure to collect credible evidence means your claim may be viewed as hearsay, and that won’t win you anything!

Never try to negotiate with an at-fault party or their insurance company without having an attorney present. They may try to take advantage of your lack of legal knowledge to make you an unfair offer. Even if you feel like you are confident and can represent yourself, call a lawyer and have them present at the time.

Do your best to stick with local personal injury solicitors. Generally speaking, local attorneys are more accountable to you and that can lead to you being more satisfied with what they do. In addition, you do not need to make long distance calls, you can have faster communication, and you can meet up with them easier.

Choose a lawyer who appears to care about you. If they really feel like you’ve been wronged, they’ll put that passion into winning for you. If they seem aloof or distracted, they’re not going to put as much effort into your case. The more they care, the better your chances are for a win.

Don’t pay any money up front to a personal injury lawyer. A reputable personal injury lawyer will not require any money up front; in most cases they will offer a free consultation prior to taking your case. During this consultation be sure to ask them about exactly what you will be charged (whether it’s a flat fee or an hourly rate), and if they offer some sort of payment plan.

Consider using the local bar association to help you find a quality personal injury attorney. Some do a wonderful job of screening out attorneys that do not have the experience that you are looking for or the qualifications that you need. Talk with the association about your needs and ask about what their screening process is like.

Figuring out what you can do after a personal injury occurs is something that can be hard to do. Still, if you understand what to look for in a lawyer and what you need to get a fair settlement, you are much more likely to be successful.

Dealing with personal injury claims are not at the top of most of our “want to do” lists, but hiring a great solicitor who will represent your claim well can make the task easier.

More solicitors look to the conveyancing market as fixed term mortgages end

More solicitors look to the conveyancing market as fixed term mortgages end

Article by Catherine Moody

More people are looking to the conveyancing market for mortgage options as their fixed term mortgages come to an end. Solicitors are finding the market to be lucrative, despite the current economic climate, as a wave of home-owners see their fixed term mortgages come to an end and look to remortgage their homes to release cash. As credit card and loan interest rates rise and unemployment becomes a real risk for a lot of consumers, many are looking to pay off as much debt as quickly as possible by releasing equity from their homes.The Bank of England base interest drops in the last few weeks have seen those with fixed mortgages receive the short end of the stick. While homeowners with tracker mortgages saw interest rates plummet to below 1%, consumers with fixed rate mortgages were still trapped under interest rates of around 6%.Fixed mortgages work by offering consumers a fixed interest rate. This means they will be making the same monthly payments throughout the fixed term, regardless of whether the lender?s interest rates go up and down. When interest rates started to rise last year as the credit crunch took hold, those with a fixed term mortgage were better off than consumers with tracker mortgages, which change according to lender?s interest rates. However, now the base interest rate has fallen, a lot of homeowners whose fixed term mortgages are coming to an end are looking to find a new mortgage deal in order to take advantage of the current interest rates. Fixed mortgages can last from two to 25 years and there are pros and cons associated with both short term mortgages and long term contracts. With any length of fixed term contract, you will always know what will be paying each month, making it easier to budget. This might be especially useful if your mortgage payments make up the majority of your outgoings each month. However, there are also drawbacks associated with fixed rate mortgages whether they are long term or short term. For instance, if the interest rates drop significantly during the term, fixed rate mortgage holders would not benefit from that and could end up paying significantly higher interest on their payments than those with a tracker or variable mortgage. The fixed interest rates are generally higher for longer term fixed rate mortgages than for shorter term so it is worth doing the maths and working out how much you could save by signing a shorter contract and remortgaging every few years. Once the fixed term rate ends, homeowners will have to pay the lender?s variable rate which might significantly increase their monthly payments suddenly.Something to consider when deciding the length of a fixed term mortgage is the early repayment charge. Many mortgages have this, meaning that if you pay the mortgage off before the term is up you will have to pay a fee to the mortgage lender. A lot can happen in a few years and it is important to consider how your personal circumstances could change before signing up for a longer term contract.Due to the current financial crisis, homeowners coming out of fixed term mortgages are looking for the best interest rates lenders have to offer. This means more solicitors are finding a niche in the conveyancing market. Although it is possible for a homeowner to carry out the conveyance services themselves, it is much more time efficient to look for a qualified professional to do the job. The conveyancing market is very competitive, with both solicitors and specialist conveyancing firms offering consumers their service. This means it is possible to find someone to carry out conveyance work for a low price and help homeowners find the best deal they can when they remortgage.


Find out how can save on your conveyancing fees by using expert conveyancers.

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Mesothelioma Claim Solicitors

Mesothelioma Claim Solicitors

Article by Ali Munandar

What is Mesothelioma?

Introduction to Mesothelioma

Mesothelioma is a type of cancer which is caused by exposure to asbestos and is most commonly contracted due to exposure to asbestos at work. Mesothelioma is often known by the term ‘Meso’, a shortened version of the full name.

The name ‘Mesothelioma’ comes from the fact that the cells affected by this cancer are the mesothelial cells which cover the outer surface of the body’s internal organs. Mesothelioma can be found on the lungs, the heart or the abdomen and these three types of mesothelioma are described in more detail below.

Unfortunately, there is no cure for mesothelioma and after diagnosis victims may only have a short time to live. It will usually be investigated whether surgery, chemotherapy and radiotherapy would be worthwhile; however, mesothelioma is considered to be a terminal illness.

If you have contracted mesothelioma, you may be entitled to make a mesothelioma claim and should consult a mesothelioma solicitor.

Types of Mesothelioma

Pleural Mesothelioma, Peritoneal Mesothelioma and Pericardial Mesothelioma

There are two main types of mesothelioma, called Pleural Mesothelioma and Peritoneal Mesothelioma. There is also a third type of mesothelioma called Pericardial Mesothelioma; however this is a very rare condition.

Pleural Mesothelioma

Pleural Mesothelioma is the most common and is caused by inhaling asbestos fibres into the lungs. A tumour forms on the lining (pleura) of the lungs, which makes breathing difficult and painful. The majority of mesothelioma claims we deal with are for Pleural Mesothelioma.

Peritoneal Mesothelioma

Peritoneal Mesothelioma is less common but is also caused by exposure to asbestos. A tumour then develops on the lining of the abdomen (peritoneum) which prevents it from working properly to lubricate the organs inside the abdomen. Although Peritoneal Mesothelioma is less common we have still dealt with mesothelioma claims for this disease.

How is Mesothelioma Contracted?

Causes of Mesothelioma

Mesothelioma is caused by breathing in asbestos dust. Mesothelioma affects approximately four times as many men as women. This is because in most cases the exposure to asbestos occurred at work in places such as shipyards, building sites, power stations, railway workshops and other factories where predominantly men were employed decades ago.

Unlike other asbestos related conditions, mesothelioma can develop even after exposure to relatively low levels of asbestos or where the exposure took place over a relatively short period of time.

Many women who have developed mesothelioma have contracted it after contact with the work clothes and overalls belonging to their male relatives although some were directly exposed at work or by living close by to a factory which released asbestos fibres into the surrounding environment.

Workers most at risk from developing Mesothelioma

Professions where asbestos was commonplace

At Thompsons Solicitors, we have helped many victims of asbestos to make mesothelioma claims. Due to the fact that we have dealt with so many of these mesothelioma claims we have seen a pattern develop showing the workers most at risk from developing mesothelioma and some of these are listed below.

Boilermakers and Laggers – It was commonplace for boilers to be insulated with asbestos lagging. Boilermakers also work alongside the contractors (laggers) who install and renew asbestos boiler insulation. This type of work has put boilermakers and laggers at a particularly high risk of developing mesothelioma.

Electricians – are at risk of developing mesothelioma because they also worked alongside laggers. Electricians also often have to cut or drill through asbestos insulation to install cable trays, instruments, switches and wiring systems.

Joiners and Carpenters and Builders – are also at risk of developing mesothelioma as a result of sawing, drilling and fixing or replacing asbestos cement board often used in partition walls, suspended ceilings, flooring, roof tiles and thermal insulation.

Motor Mechanics – may have been exposed to asbestos as it was frequently used in brake pads and clutches. This has put some Motor Mechanics at risk of developing mesothelioma.

Pipe Fitters and Plumbers – install, maintain and repair pipes, boilers and heating systems. The nature of their work means that they have to cut or drill through walls as well as cutting and assembling sections of pipe, removing and replacing damaged sections of pipe, valve and flanges etc. All of these tasks put them at risk of developing mesothelioma as pipes frequently used to be covered with asbestos lagging. As the pipes were cut, fibres from the asbestos lagging were released into the air and inhaled by the pipefitter or plumber.

Victims of mesothelioma are certainly not limited to the professions mentioned above. Our specialist mesothelioma solicitors have helped victims of this asbestos related disease with their mesothelioma claims who have worked in many other professions including fire fighters, teachers, police officers, managers and a professor.

What is asbestos?

How asbestos was used

Asbestos is a naturally occurring mineral and its name is derived from a Greek word meaning inextinguishable. It was mined and used by the Ancient Greeks and the Romans then became increasingly popular during the 19th century.

Due to its resistance to heat, electricity and chemical damage, together with its ability to absorb sound, asbestos was commonly used by the building trade as an additive to cement, by the car industry as brake shoes and in the engineering industry as a lagging for pipes and boilers.

Asbestos was used heavily after the Second World War in 1945 and was not completely banned from use in the UK until 1999.

Example of a Mesothelioma Compensation Claim we have dealt with

Pipe Fitter and Plumber exposed to asbestos

A former shipyard worker who was exposed to asbestos was awarded more than ?150,000 in compensation with help from Thompsons Solicitors.

Charles Cochran, 67, was awarded the compensation after he was diagnosed with mesothelioma, a cancer of the lining of the lung. There is no cure for the disease and sufferers often have just months to live following diagnosis. Charles? case was settled within four months by Thompsons.

He began his working life as an 16-year-old apprentice at Walker Naval Yard where he was exposed to asbestos used by shipyard contractors. He was never warned it was dangerous and remembers workmates playing football with it during their lunch break.

Charles, who is married to Beryl and has four stepchildren, three children, and 15 grandchildren, was diagnosed with mesothelioma in June 2007 after going to his doctor complaining of flu-like symptoms. He said: ?This compensation is not going to bring my health back. But it will make sure my wife will be looked after. It?s a big relief for me to know that.?

Andrew Venn, from Thompsons Solicitors, said: ?Mesothelioma is a devastating disease for all involved. It is important that asbestos victims and their family members obtain proper compensation quickly from the insurers of the companies who caused the disease.

Symptoms of Mesothelioma

Seeking Medical help

Mesothelioma can develop between 15 and 40 years or more after an exposure to asbestos. If you have been exposed to asbestos in the past and you start to suffer from any of the following symptoms you should visit your GP and mention your concerns:

Pains in the lower back, abdomen or chestA persistent cough

Breathing difficulties, shortness of breath or a feeling of tightness in the chestRapid weight loss

Problems with appetite or difficulty swallowingSweating, fevers, diarrhoea or constipationNausea or vomiting

Swelling of the abdomen

Some people with mesothelioma have no symptoms at all in the early stages; therefore, if you know that you have been exposed to asbestos in the past and believe it may be the cause of your symptoms, it is always a good idea to visit a doctor for medical advice. Any damage caused by asbestos may be possible to detect with a scan or x-ray.

For more information about mesothelioma, read our mesothelioma leaflet.

Mesothelioma Compensation Claim Advice

Thompsons Solicitors and Mesothelioma Claims

If you or someone you know has developed mesothelioma or any other asbestos related disease, telephone us now for accurate and free compensation claim advice.

Thompsons Solicitors have a history of fighting for the rights of all workers and in particular for those who have been negligently exposed to asbestos by their employers. We won the first ever successful compensation claim in the UK for asbestos related disease in 1972. We have been involved in numerous campaigns to ensure that victims of asbestos receive the medical care and compensation they are entitled to.

There are strict time limits in place to make any injury claim. For further information, contact us or visit our Questions Answered page.

Thompsons Solicitors are experts in all personal injury matters and have teams of specialist mesothelioma solicitors. We will be able to advise you whether or not you have a valid claim for mesothelioma compensation. Our specialist personal injury lawyers will be happy to talk you through the process of making a claim in plain English and will be happy to answer any questions or queries you may have. If you do have a valid personal injury compensation claim and you decide to instruct Thompsons Solicitors to deal with the matter for you, we will recover our legal fees from the person responsible for your injury, ensuring that the entire procedure is cost-free for you. Telephone us now on 08000 224 224 or complete one of our online personal injury compensation claim forms. visit my blog http://speechmagazine.blogspot.com/2011/01/mesothelioma-claim-solicitors.html

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