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An Easy Clean Car

While not always the most interesting subject, insurance is a topic that does require a fair amount of attention. Although we may think we understand what types of insurance are available to us, how much they generally cost, and what they provide us with, the fact of the matter is that insurance is changing and evolving all the time.

You may think you are not susceptible to these things, and that you do not plan on causing any damage to your apartment – but the actions of guests in your home or natural disasters may put you in a tight spot if you do not have renters insurance.

If, however, you can’t avoid doing some of those things in your car, make sure that you exit your car with that trip’s mess. It may be hard, but muster that extra second of energy to lean over and grab that McDonald’s bag!

Unfortunately, this usually isn’t the case. For instance, flooding and earthquake damage are rarely currently covered by insurance plans without paying additional fees. And while higher insurance payments are not favorable, not paying for earthquake protection when your house is near a fault line is extremely risky. So make sure you’re adequately covered.

Third – your car is your haven from the outdoors. Keep the outside outside. Kick off the snow from your shoes before you climb in. Brush off all the sand from the beach before you climb in. Dust yourself off after a long hike. Wash your sticky hands before grasping the steering wheel. Roll up the windows before driving through a sandstorm. That brings our mess elimination to ninety-percent.

Surprisingly, renters insurance can also protect you when it comes to liability lawsuits. If a guest in your home is injured there or bitten by your dog, you could potentially be held responsible in court. However, you will have no financial obligations as your renters insurance will cover the cost for you.

Studies show that 96 percent of homeowners have homeowner insurance whereas less than half of apartment renters have renters insurance. Accidents in the home are just as likely to happen in apartments as anywhere else and renters insurance can save you a lot of money and heartache.

The only remedy for this is bucking up and cleaning your car. Just pick a day and run through the car. When it’s time to wash the outside of the car, run through the inside with a garbage bag and vacuum in hand.

Insurance can be confusing at first, but with a little bit of patience, your understanding will grow. Make sure you and your family are protected by being studious and choosing the right amount of insurance.

Colonial Insurance & Financial Services is located in Conway, South Carolina and is independently owned and locally operated to help you with your insurance needs. We believe that local insurance agencies can best serve your insurance needs.